Terms of Service & Privacy Policy
1. TERMS
MEMBERSHIP
Membership with Discount Auto Club or Latin Auto Club (DAC/LAC)or Alliance for Affordable Services (Alliance) provides access to insured and non-insured benefits in exchange for payment of dues to the association. DAC/LAC and the Alliance does not market or issue health insurance or any other insurance and DAC/LAC & Alliance membership is not an insurance contract. Health benefits available among the DAC/LAC & Alliance benefit packages such as but not limited to dental, prescription drugs, accident or illness payments, health and life insurance payments are issued by third party providers and are subject to the terms and conditions of such third party providers.
BENEFITS
DAC/LAC & Alliance benefits are available to all members but they may vary based upon membership level, package option, or member's state of residence and are subject to change. Certain limitations, reductions and exclusions may apply. Benefit providers reserve the right to withdraw or change their offers without notice. Benefit descriptions are taken from the benefit providers' marketing materials and members should carefully examine benefit information before choosing any benefit. Alliance makes no affirmation of fact or promise relating to the goods, services or benefits and specifically disclaims any warranty, expressed or implied, as to the merchant ability of the goods, services or benefits or their suitability for the purposes desired or expected by member electing such benefit. To be entitled to Alliance benefits, you must be a member in good standing and payment of dues must be current.
2. PRIVACY POLICY
The DAC/LAC & Alliance for Affordable Services respects the privacy of our website visitors and members. The following privacy statement is provided so you will understand the information gathering and dissemination practices of DAC/LAC & Alliance.
THE INFORMATION WE COLLECT
DAC/LAC & Alliance may collect and/or track for each visitor to the DAC/LAC & Alliance website the following information: home server domain names, device used for access, type of operating system and web browser, non-user specific information on which pages of our website you access or visit, and information volunteered by the user such as site registrations and survey information. We may place cookies on visitors' hard drives to save data about individual visitors such as name, password, user name, screen preferences, pages viewed or clicked by the visitor. Visitors may decline cookies by using the appropriate feature of their web software, if available.
HOW WE USE THE INFORMATION
DAC/LAC & Alliance may use the information collected to improve the content of our website; analyze usage trends and measure demographics; customize the content and/or layout of the site for members who are logged in; support the operation of the site; and notify members about updates to our website. Member information may be made available to benefit providers for the purpose of determining benefit eligibility. DAC/LAC & Alliance limits disclosure of your information to those disclosures that are permitted or required by law.
DAC/LAC & Alliance does not sell, rent or disseminate any nonpublic personal information you have provided to us. Whenever a benefit provider wants to promote their services to our members, we 1) review and approve the promotional materials and 2) receive the promotional materials from the benefit provider and conduct the distribution ourselves.
COLLECTION OF INFORMATION BY THIRD-PARTY SITES OR AD NETWORKS
THIRD-PARTY SITES
Benefit providers administer their own websites by which they provide their services to DAC/LAC & Alliance members. When a member chooses to take advantage of a service, he/she makes direct contact with the third party. These companies have their own privacy and data collection practices and are not covered by this policy.
AD NETWORKS
DAC/LAC & Alliance does not partner with or have special relationships with any ad server companies. Subject to change without notice.
COLLECTION OF DATA FROM CHILDREN
This website is not intended for use by children under the age of 13. DAC/LAC & Alliance will not knowingly collect or post information for or about children under 13 without parent or guardian consent.
HOW YOU CAN ACCESS OR CORRECT INFORMATION
DAC/LAC & Alliance Members have access to and can edit the following member account information from the "My Web Account" page: Password; Email address; Billing address; Shipping address for web orders. DAC/LAC & Alliance Members can also view, but not edit, the following member account information: User name; Member number; Membership plan type; Year of account creation; Order history.
SECURITY OF YOUR PERSONAL INFORMATION
We always use industry-standard encryption technologies when transferring and receiving personal data exchanged with our site. When we transfer and receive certain types of sensitive information we redirect visitors to a secure server. We have appropriate security measures in place in our physical facilities in order to seek to protect against the loss, misuse or alteration of information that we have collected from you at our site.
OPT-OUT RIGHT
Visitors may opt-out of having their personal information used by DAC/LAC & Alliance to send promotional correspondence or educational materials by writing to the address or calling the phone number below during business hours.
CHANGES TO THIS STATEMENT
From time to time, we may use visitor and member information for new, unanticipated uses not previously disclosed in our privacy notice. If our information practices change at some time in the future we will post the policy changes to our website to notify you of these changes. If you are concerned about how your information is used, you should check back at our website periodically.
If you feel that this site is not following its stated information policy, you may contact us at the address or phone number below.
HOW TO CONTACT US
Discount Auto Club / Latin Auto Club
4533 MACARTHER BLVD
NEWPORT BEACH CA 92660
Alliance for Affordable Services
P.O. Box 612547
Dallas, TX 75261-2547
